WORK RELATED INJURIES

work climbWhen an injury occurs on the job, many employees and employers are unaware of the law and procedures that are to be followed. Employees are often given incorrect information or partial information that does not fully explain the rights of an injured worker on the job.

You can change primary treating doctors more than once after 30 days? This is often unknown, but true. In fact, you can change as many times as is considered reasonable and the insurance company would be obligated to pay for the care in most circumstances.

If the employer fails to properly post certain notices required by law, the injured worker can go directly to the doctor of their choice and the employer loses the right to control medical treatment during the first 30 days.

work injuryYou Don't Have To Always Get Authorization From The Employer Or Insurance Company To See Another Doctor Of Your Choice.

You only need to get authorization during the first 30 days. After that, the doctor is the one who would authorize or not authorize care based on his or her findings during your appointment at the consultation and examination. By Law, The Employer or The Employer's Insurance Company is Required To Pay For Care Deemed Reasonable And Necessary To Cure Or Relieve Your Condition.

The consequences of an employer terminating employment of an injured worker are great. Civil and sometimes criminal penalties can result and damages to employers can be very high, indeed. Employers who routinely terminate employees who file for Worker's Compensation Benefits may be investigated by the Division of Worker's Audit and Enforcement Unit. This unit insures that employers and insurance companies are following the law.

If you are concerned about losing your job or some other penalty of discrimination for filing a Worker's Compensation claim, don't be. If you think you have a work-related injury, see a doctor. Go to someone with the experience, expertise, and knowledge of the ever-changing labor codes. Be honest. Get the facts straight. Explain the type of work you do and be forthright and you shouldn't have any problems at all.

If you have a work-related injury and your Doctor takes you off work, you will be entitled to disability benefits. There are several different types of disability benefits. They include temporary total disability, meaning that you are temporarily totally off work unable to do your job. The most common, though, is what is called temporary partial disability, meaning for a short time, you are unable to do part of your job, say heavy lifting for an example because you hurt your back.

If you Are Being Told That You Cannot Continue With Your Doctor, Or If You Have To See Another Doctor, Discuss This With Your Treating Doctor First.

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Patients who have feuds and upsets in this area are best advised after talking with their doctor to consider the reason behind the insurance company requesting treatment with another doctor. In some circumstances, it is quite legitimate. For example, your doctor may not be familiar with Worker's Compensation law or not reporting regularly or providing treatment which has not shown much benefit in terms of you improving or going back to work.

If you have been injured on the job, Contact Us ASAP for a free exam and consultation. Don't wait to be treated... KNOW YOUR RIGHTS!

 

 

 
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